Nicole Peterkin

Nicole Peterkin is the CEO of Peterkin Financial, where she provides comprehensive financial planning for a flat fee that isn’t tied to assets or income in an effort to make financial advice more accessible. In 6 years in business, she has worked with over 500 clients to help them improve their financial lives. Nicole’s clients are individuals, families, and entrepreneurs who are looking for planning that balances their competing lifestyle and financial goals and who want their money to work harder for them. Nicole is also an author and speaker. Her first book, “If You Love Your Family, Save Like It” is her guide to modern money management for America and is available now on Amazon.
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Recent Posts

Money Basics: Defensive Planning (aka Risk Management)

Nov 28, 2018 11:00:00 AM / by Nicole Peterkin posted in Money Basics, Planning

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In sports, playing defense involves preventing the other team from scoring. In life, you’re on one team and Murphy’s Law* is on the other. Shit happens. We’ve all experienced unexpected setbacks that have had some degree of financial impact.

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Money Basics: Retirement

Nov 21, 2018 8:00:00 AM / by Nicole Peterkin posted in Money Basics, Retirement

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Retirement is simply a time when you need to cover your living expenses with your assets instead of employment. You’re using your money and not your time to support your lifestyle. The conventional wisdom about retirement is that you need to hit a specific number in your investment portfolio in order to achieve it. In reality, there are a number of different ways to make retirement a reality- only one of them being a bucket of money equal to 80% of your pre-retirement income.

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Money Basics: Taxes

Nov 7, 2018 4:00:00 PM / by Nicole Peterkin posted in Money Basics, Taxes

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“In this world nothing can be said to be certain except death and taxes.” -Benjamin Franklin

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Money Basics: Investments

Oct 24, 2018 8:00:00 AM / by Nicole Peterkin posted in Money Basics, Investment

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Investing properly is a crucial part of maximizing your savings and cash flow.

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Money Basics: Lifestyle

Oct 17, 2018 11:00:00 AM / by Nicole Peterkin posted in Money Basics, Lifestyle

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Conventional wisdom around money tends to be a bunch of blanket guidelines about how much to save and spend without necessarily taking personal goals and lifestyle into consideration. To say that there are specific reasonable and unreasonable amounts to spend and save for certain things just doesn’t make sense to me because there are so many different factors that should come into play that vary greatly from person to person.

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Money Basics: Debt

Oct 10, 2018 1:00:00 PM / by Nicole Peterkin posted in Money Basics, Debt

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“While many think it’s admirable to be debt free, it’s not necessarily smart. It’s usually an emotional decision, not a financial one. You can never solely count on is rules-of-thumb and conventional wisdom- crunching the numbers is a crucial step.” – Nicole Peterkin

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Money Basics: Cash Flow

Sep 27, 2018 11:00:00 AM / by Nicole Peterkin posted in Money Basics, Cash Flow

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Money Basics Series

Although there are certain basic financial rules of thumb that many people can agree make sense at face value (like “a house is always good investment”, “you should try to save as much money as you can for retirement”, and “you should always spend less than you make”), making financial decisions solely based on these rules of thumb is probably not going to help you maximize your money and can actually cost you big time long term if this advice isn’t in line with your personal goals and values.

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How I Got Almost $2,000 of my Vacation Paid For

Aug 1, 2018 12:00:00 PM / by Nicole Peterkin posted in Lifestyle

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I’m all for a good deal on travel- and I used to get them much more frequently. But now, my
boyfriend is a teacher and it really limits when we can travel together. We’re headed to Greece
next week to celebrate my 30th birthday with friends. Traveling with friends presented another
wrinkle: the only dates that made sense for all of us coincided with the 4th of July- $$$$.
After procrastinating until less than three months before (because I’m human and was so
paralyzed by the thoughts of ALL the expenses associated with a 9-day trip for two to the Greek
Islands during high season), I managed to get creative to bring in just under $2,000 to help pay
for the trip. And no, I didn’t get another client or otherwise increase my business revenue.
Here’s exactly how I did it:

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Disability Income Insurance: The Key to Financial Security?

May 23, 2018 8:00:00 AM / by Nicole Peterkin posted in Security

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May is disability income insurance awareness month

But you probably had no idea. Heck, the only reason I realized it was is that I got an email from an insurance company with a quiz about the chances of needing disability insurance and I was so surprised that I opened it.

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Have Credit Card Debt That Just Doesn’t Seem To Budge? This May Be Why.

Apr 5, 2018 6:44:45 PM / by Nicole Peterkin posted in Debt

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One of the most common complaints I hear is “I’ve had this credit card debt for years- and I always pay way more than the minimum- but the balances just never seem to budge”. There are three common reasons I see that contribute to this.

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